15 answers to the questions every new grad asks before their first contract.
Yes. Many agencies place new grads, especially in SNFs and outpatient. The key is honest self-assessment and choosing supportive facilities. Full new grad guide.
New grad PTs: $83K-$110K/year in total packages vs $68K-$78K permanently. The gap is even larger in take-home because stipends are tax-free. Full salary breakdown.
No universal minimum. SNFs accept new grads widely. Acute care typically wants 1-2+ years. Settings by accessibility.
Travel therapy can eliminate $80K-$120K in 2-3 years. Full payoff strategies.
SNFs are most accessible with structured caseloads. Outpatient with team environments is another strong option. Detailed comparison.
Usually yes. Marketplace plans and short-term health plans are both great options. Short-term plans can last up to 12 months at $100-$250/month — often the cheapest option for healthy new grads. Marketplace plans offer more comprehensive coverage with potential subsidies from your low W-2. Either way, having insurance independent from your agency lets you switch companies based purely on pay. Insurance guide.
Prioritize pay transparency over brand name. Smaller, therapist-owned agencies often pay $200-$400/week more with better recruiter quality. Compare at TravelTherapyCompanies.com.
Good contracts have 30-day cancellation clauses with guaranteed hours. Your recruiter should find a replacement immediately. Contract details.
Immediately after passing boards. Some states take 4-8 weeks. PT/OT Compact can activate in days. Licensure timeline.
Absolutely. Without one, all stipends become taxable — costing $5K-$8K+/year. Tax guide.
Most take the stipend and find their own. For first contracts, agency housing reduces stress. Housing guide.
Licenses, BLS, immunization records, background check, references, skills checklist. Full checklist.
Yes. Partners share housing at no extra cost. Many couples travel together successfully.
Not formally, but you can find it by choosing facilities with multiple therapists and proactively seeking guidance. Mentorship strategies.
3-4 months typically. Biggest variable is licensing. Timeline by discipline.
Connect with professionals who specialize in placing new grad travelers.