Transitioning from school or parents' plan? Here are your options.
ACA allows you to stay on a parent's plan until 26 regardless of employment, income, or where you live. Simplest option.
Most agencies offer plans. Check waiting period, premium, network breadth across states, and gap coverage.
Lower W-2 income may qualify you for subsidies. Continuous coverage between assignments.
Student insurance typically ends at or shortly after graduation. That end date is a qualifying life event for new plan enrollment. Know your termination date and have replacement coverage ready.
Your W-2 only shows taxable wages — not stipends. If total compensation is $95K but W-2 shows $40K, Marketplace subsidies use the $40K figure. This can make plans remarkably affordable.
Connect with professionals who understand new grad coverage.